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Calculators
Mortgage Calculator - Monthly Payment & Amortization Schedule
Mortgage Calculator - Monthly Payment & Amortization Schedule
Estimate your mortgage payments with amortization schedule
Calculators
Calculator
Reset
Home Price
($)
Down Payment
(%)
Annual Interest Rate
(%)
Loan Term
(years)
Calculate
Reset
How to Use
1
Enter the home price
2
Enter your down payment percentage (default 20%)
3
Enter the annual interest rate
4
Enter the loan term in years (default 30)
5
Click Calculate to see payments and yearly breakdown
Frequently Asked Questions
What is a good down payment?
Typically 20% to avoid PMI (Private Mortgage Insurance). Some loans allow as little as 3-5% down.
What is a typical mortgage rate?
Rates vary by market conditions. Check current rates with your lender for the most accurate estimate.
Does this include property taxes and insurance?
No, this calculates principal and interest only. Your actual payment may include property tax, homeowner insurance, and PMI.